:root{
 --ink:#0A2540;--brand:#114A7E;--blue6:#1568AE;--blue5:#0284C7;--blue4:#38BDF8;--tint:#E1EEF7;--blue50:#F1F7FC;
 --beige1:#FAF6EE;--beige2:#F3ECDD;--beige3:#E9DEC7;--sand:#A98E5F;--sand7:#8A7145;
 --slate:#334155;--slate5:#64748B;--line:#E2E8F0;--line2:#EEF1F5;--white:#fff;
 --green:#16A34A;--red:#DC2626;
 --wrap:1160px;--radius:16px;
 --shadow:0 1px 2px rgba(10,37,64,.05),0 20px 45px rgba(10,37,64,.09);
 --shadow-sm:0 1px 2px rgba(10,37,64,.05),0 8px 20px rgba(10,37,64,.06);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;color:var(--slate);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{color:var(--ink);line-height:1.15;letter-spacing:-.02em;font-weight:800}
h2{font-size:34px;margin-bottom:10px}
h3{font-size:19px;font-weight:700}
p{margin-bottom:10px}
strong,b{color:var(--ink);font-weight:700}
.hl{color:var(--blue4)}
.eyebrow{color:var(--sand7);font-weight:800;letter-spacing:3px;font-size:12px;text-transform:uppercase;margin-bottom:10px}
.eyebrow.light{color:var(--blue4)}
.center{text-align:center}
.muted{color:var(--slate5)}
.narrow{max-width:70ch}
h2+.lead.narrow,.eyebrow+h2+.lead{margin-bottom:26px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:700;font-size:15px;padding:12px 22px;border-radius:12px;border:1px solid transparent;cursor:pointer;transition:.15s;font-family:inherit;line-height:1}
.btn.lg{padding:15px 28px;font-size:16px}
.btn.sm{padding:9px 16px;font-size:13.5px}
.btn.full{width:100%}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--ink);transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--brand);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--brand)}
.btn-ghost-light{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost-light:hover{background:rgba(255,255,255,.16)}
.btnrow{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}

/* top banner */
.topbanner{background:var(--ink);color:#DCE8F3;font-size:13.5px;text-align:center;padding:9px 44px 9px 20px;position:relative}
.topbanner a{color:var(--blue4);font-weight:700;white-space:nowrap}
.topbanner strong{color:#fff}
.tb-close{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:none;border:none;color:#7C93AC;cursor:pointer;font-size:13px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.site-header.scrolled{box-shadow:0 6px 24px rgba(10,37,64,.08)}
.hd{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:10px;flex-shrink:0}
.brand .mark{width:42px;height:42px;flex:none}
.brand .mark svg{width:100%;height:100%}
.wm{display:flex;flex-direction:column;line-height:1;font-weight:800;color:var(--ink);font-size:18px}
.wm b{color:var(--blue5)}
.wm em{font-style:normal;font-weight:700;font-size:8px;letter-spacing:2.5px;color:var(--sand);margin-top:3px}
.mainnav{display:flex;align-items:center;gap:16px}
.mainnav a{color:var(--slate);font-weight:600;font-size:13.5px;white-space:nowrap;transition:.13s}
.mainnav a:hover,.mainnav a.active{color:var(--ink)}
.mainnav a.active{position:relative}
.nav-cta{color:#fff!important;margin-left:4px}
.hd-right{display:flex;align-items:center;gap:14px}
.lang{display:flex;border:1px solid var(--line);border-radius:9px;overflow:hidden}
.lang button{background:#fff;border:none;font-family:inherit;font-weight:700;font-size:12px;color:var(--slate5);padding:6px 10px;cursor:pointer}
.lang button.on{background:var(--ink);color:#fff}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.burger span{width:24px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}

/* hero */
.hero{padding:76px 0 84px;text-align:center}
.hero.dark{background:radial-gradient(120% 130% at 82% 8%,#124a7c 0%,#0e3357 45%,#0a2540 100%);color:#fff}
.hero h1{font-size:52px;max-width:20ch;margin:0 auto 20px}
.hero.dark h1{color:#fff}
.hero .lead{font-size:19px;max-width:62ch;margin:0 auto 26px}
.hero.dark .lead{color:#C7D6E6}
.hero .btnrow{justify-content:center}
.chips{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:26px}
.chip{border:1px solid rgba(125,211,248,.4);color:#CFE4F5;font-size:12.5px;font-weight:600;padding:7px 14px;border-radius:20px}

/* sub hero */
.subhero{background:linear-gradient(180deg,var(--beige1),#fff);padding:60px 0 42px;text-align:center;border-bottom:1px solid var(--line2)}
.subhero h1{font-size:42px;max-width:22ch;margin:0 auto 16px}
.subhero .lead{font-size:18px;max-width:64ch;margin:0 auto;color:var(--slate5)}

/* sections */
.sec{padding:64px 0}
.sec>.wrap>.eyebrow,.sec>.wrap>h2{text-align:center}
.sec>.wrap>.lead{text-align:center;color:var(--slate5);margin-left:auto;margin-right:auto}
.lead.narrow{max-width:64ch}
.beige-bg{background:var(--beige1)}
.dark-bg{background:radial-gradient(120% 130% at 80% 10%,#124a7c 0%,#0e3357 45%,#0a2540 100%);color:#fff}
.on-dark{color:#fff}.on-dark-sub{color:#C7D6E6!important}

/* segmented */
.seg{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.segcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 30px 26px;transition:.16s;box-shadow:var(--shadow-sm)}
.segcard:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#CBE0F0}
.segcard.beige{background:var(--beige2);border-color:var(--beige3)}
.segtag{display:inline-block;font-size:11px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:var(--sand7);margin-bottom:10px}
.segcard h3{font-size:23px;margin-bottom:8px}
.segcard p{color:var(--slate5);margin-bottom:14px}
.arrowlink{color:var(--brand);font-weight:700;font-size:14.5px}

/* grids & cards */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:14px}
.grid3.tight{margin-top:26px}
.grid2c{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:14px}
.grid4team{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:var(--shadow-sm)}
.card h3{margin-bottom:6px}
.card p{color:var(--slate5);margin-bottom:0;font-size:15px}
.card.link{transition:.16s;display:block}
.card.link:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card.link .arrowlink{display:inline-block;margin-top:12px}
.knum{display:inline-flex;align-items:center;justify-content:center;min-width:52px;height:40px;padding:0 12px;background:var(--tint);color:var(--brand);font-weight:800;border-radius:10px;font-size:18px;margin-bottom:14px}
.card.fine{text-align:center}
.amount{font-size:30px;font-weight:800;color:var(--ink);margin-bottom:8px}
.card.fine p{color:var(--slate5);font-size:14px}
.vcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:var(--shadow-sm)}
.vcard h3{margin-bottom:6px}.vcard p{color:var(--slate5);margin-bottom:0}

.hookrow{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}
.hook{background:#fff;border:1px solid var(--line);border-left:3px solid var(--sand);border-radius:0 12px 12px 0;padding:16px 20px;color:var(--slate);font-size:15px;transition:.14s}
.hook:hover{background:var(--beige1);transform:translateX(2px)}

.pullquote{margin-top:30px;background:var(--ink);color:#DCE8F3;border-radius:var(--radius);padding:28px 32px;font-size:18px;line-height:1.5;text-align:center}
.pullquote strong{color:#fff}
.pullquote .btn{margin-top:16px}

/* flow (dark) */
.flow{display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap;margin:28px 0 34px}
.fstep{background:rgba(255,255,255,.07);border:1px solid rgba(56,189,248,.35);border-radius:12px;padding:14px 16px;color:#fff;font-weight:700;font-size:14px;display:flex;align-items:center;gap:9px}
.fstep span{width:24px;height:24px;border-radius:7px;background:var(--blue5);color:#fff;display:grid;place-items:center;font-size:13px}
.fstep.last span{background:var(--green)}
.flow i{color:var(--blue4);font-size:20px;font-style:normal}
.darkcard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:22px}
.darkcard h3{color:#fff;margin-bottom:6px}.darkcard p{color:#C7D6E6;margin-bottom:0;font-size:15px}
.shot{margin:6px auto 30px;max-width:920px;border-radius:16px;overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,.4);border:1px solid rgba(255,255,255,.1)}
.shot.lift{box-shadow:var(--shadow);border-color:var(--line)}
.twoshot{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:28px 0}
.twoshot img{border-radius:14px;box-shadow:var(--shadow);border:1px solid var(--line)}

/* authority */
.authority{max-width:820px;margin:0 auto;text-align:center}
.authority blockquote{font-size:26px;font-weight:700;color:var(--ink);line-height:1.35;letter-spacing:-.01em}
.byq{display:flex;align-items:center;gap:14px;justify-content:center;margin:22px 0}
.avatar{width:46px;height:46px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:800;font-size:16px;flex:none}
.avatar.lg{width:64px;height:64px;font-size:20px;margin:0 auto 14px}
.byq div{text-align:left}
.byline{color:var(--slate5);font-size:14.5px;max-width:70ch;margin:0 auto}

/* steps */
.steps{max-width:760px;margin:24px auto 0}
.step{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid var(--line2)}
.step:last-child{border-bottom:none}
.sn{width:40px;height:40px;flex:none;border-radius:11px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:17px}
.step h3{margin-bottom:3px}.step p{color:var(--slate5);margin-bottom:0}
.principle{background:var(--tint);border-radius:14px;padding:20px 24px;margin-top:28px;text-align:center;color:var(--ink);font-size:16px}

/* timeline */
.timeline{max-width:760px;margin:24px auto 0}
.tl{display:flex;gap:20px;padding:18px 0;border-bottom:1px solid var(--line2)}
.tl:last-child{border-bottom:none}
.tlwhen{flex:none;width:120px;font-weight:800;color:var(--sand7);font-size:14px;text-align:right;padding-top:2px}
.tlbd h3{margin-bottom:3px}.tlbd p{color:var(--slate5);margin-bottom:0}
.src{color:var(--slate5);font-size:13px;font-style:italic;margin-top:16px}
.gapbox{background:var(--ink);color:#DCE8F3;border-radius:14px;padding:22px 26px;margin-top:26px;text-align:center;font-size:16.5px}
.gapbox b{color:#fff}

/* coming soon / signup */
.comingsoon{margin-top:30px;background:var(--beige2);border:1px solid var(--beige3);border-radius:var(--radius);padding:28px 30px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.comingsoon h3{font-size:22px}.comingsoon p{color:var(--sand7);margin-bottom:0;max-width:52ch}
.signup{display:flex;gap:10px;flex-wrap:wrap}
.signup input{border:1px solid var(--line);border-radius:11px;padding:13px 15px;font-family:inherit;font-size:15px;min-width:220px}

/* price */
.price .pcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.price .pcard.hi{border-color:var(--blue5);box-shadow:0 0 0 3px var(--tint),var(--shadow)}
.ptag{display:inline-block;font-size:11px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:var(--sand7);margin-bottom:8px}
.pcard h3{margin-bottom:14px;font-size:20px}
.ticks{list-style:none}
.ticks li{position:relative;padding-left:26px;margin-bottom:9px;color:var(--slate);font-size:15px}
.ticks li:before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:800}

/* team */
.tcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 22px;text-align:center;box-shadow:var(--shadow-sm)}
.tcard h3{font-size:18px;margin-bottom:2px}
.tcard .role{color:var(--sand7);font-weight:700;font-size:12.5px;letter-spacing:.5px;text-transform:uppercase;margin-bottom:10px}
.tcard p{color:var(--slate5);font-size:14px;margin-bottom:0}

/* faq */
.narrowwrap{max-width:780px}
.faq{border:1px solid var(--line);border-radius:12px;padding:0;margin-bottom:12px;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:18px 22px;font-weight:700;color:var(--ink);font-size:16.5px;position:relative;padding-right:48px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:22px;top:16px;font-size:22px;color:var(--blue5);font-weight:400}
.faq[open] summary:after{content:"–"}
.faq p{padding:0 22px 20px;color:var(--slate5);margin:0}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.track{border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin-bottom:16px;box-shadow:var(--shadow-sm)}
.track.beige{background:var(--beige2);border-color:var(--beige3)}
.track h3{margin-bottom:8px}.track p{color:var(--slate5)}
.direct{font-size:14px;margin-top:6px}
.ccard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.ccard h3{margin-bottom:14px}
.ccard label{display:block;font-weight:600;color:var(--ink);font-size:14px;margin-bottom:14px}
.ccard input,.ccard textarea{width:100%;margin-top:6px;border:1px solid var(--line);border-radius:11px;padding:12px 14px;font-family:inherit;font-size:15px;color:var(--slate)}
.ccard input:focus,.ccard textarea:focus{outline:none;border-color:var(--blue5);box-shadow:0 0 0 3px var(--tint)}
.formnote{font-size:12.5px;color:var(--slate5);margin-top:12px;margin-bottom:0}

/* legal */
.legal h2{font-size:22px;text-align:left;margin:26px 0 8px}
.legal p{color:var(--slate)}

/* cta band + footer */
.cta-band{background:linear-gradient(180deg,var(--beige1),var(--beige2));padding:60px 0;text-align:center;border-top:1px solid var(--line2)}
.cta-band h2{font-size:32px;margin-bottom:8px}
.cta-band p{color:var(--sand7);font-size:17px}
.cta-band .btnrow{justify-content:center;margin-top:18px}
.cta-band .btn-ghost-light{background:#fff;color:var(--brand);border-color:var(--line)}
.cta-band .btn-ghost-light:hover{border-color:var(--brand);background:#fff}
.fineprint{color:var(--slate5);font-size:13px;margin-top:14px}
.site-footer{background:var(--ink);color:#9FB6CC;padding:52px 0 24px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}
.fbrand .mark{width:48px;height:48px}
.fbrand .wm{color:#fff;margin:10px 0 12px}
.fbrand .wm b{color:var(--blue4)}
.fbrand .wm em{color:var(--sand)}
.fbrand p{font-size:14px;color:#9FB6CC;max-width:34ch}
.fcol h4{color:#fff;font-size:13px;letter-spacing:1px;text-transform:uppercase;margin-bottom:12px}
.fcol a{display:block;color:#9FB6CC;font-size:14.5px;margin-bottom:9px}
.fcol a:hover{color:var(--blue4)}
.fbottom{display:flex;justify-content:space-between;align-items:center;border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:12.5px;color:#7C93AC;flex-wrap:wrap;gap:8px}
.ftrust a{color:#9FB6CC}.ftrust a:hover{color:var(--blue4)}

/* cookie */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px rgba(10,37,64,.22);display:none}
.cookie.show{display:block}
.ck{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 22px;flex-wrap:wrap;max-width:1000px}
.ck p{margin:0;font-size:13.5px;color:var(--slate)}
.ckbtns{display:flex;gap:10px;flex-shrink:0}

/* responsive */
@media(max-width:1120px){
 .mainnav{position:fixed;top:0;right:0;height:100vh;width:280px;background:#fff;flex-direction:column;align-items:flex-start;gap:6px;padding:90px 26px 30px;box-shadow:-10px 0 40px rgba(10,37,64,.14);transform:translateX(100%);transition:.25s;z-index:45}
 .mainnav.open{transform:translateX(0)}
 .mainnav a{width:100%;padding:11px 0;border-bottom:1px solid var(--line2);font-size:16px}
 .nav-cta{margin-top:14px;width:100%;border-bottom:none!important}
 .burger{display:flex}
 body.nav-open{overflow:hidden}
}
@media(max-width:820px){
 h2{font-size:27px}
 .hero{padding:56px 0 60px}.hero h1{font-size:36px}.hero .lead{font-size:17px}
 .subhero h1{font-size:31px}
 .sec{padding:48px 0}
 .seg,.grid3,.grid2c,.grid4team,.hookrow,.twoshot,.contact,.comingsoon{grid-template-columns:1fr}
 .contact,.comingsoon{display:grid}
 .flow{flex-direction:column}.flow i{transform:rotate(90deg)}
 .tlwhen{width:96px}
 .fgrid{grid-template-columns:1fr 1fr}
 .authority blockquote{font-size:21px}
 .wm em{display:none}
}
@media(max-width:480px){
 .fgrid{grid-template-columns:1fr}
 .topbanner{font-size:12px}
 .amount{font-size:26px}
}

/* --- video section --- */
.video-sec{text-align:center}
.videobox{max-width:900px;margin:26px auto 0;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);background:#0a2540;line-height:0}
.videobox video{width:100%;height:auto;display:block}
/* --- card icons (discrete life) --- */
.ci{width:46px;height:46px;border-radius:12px;background:var(--tint);color:var(--brand);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.ci svg{width:24px;height:24px;stroke:currentColor;stroke-width:1.9;fill:none;stroke-linecap:round;stroke-linejoin:round}
.card.fine .ci,.card.link .ci{margin-left:auto;margin-right:auto}
.darkcard .ci{background:rgba(56,189,248,.14);color:var(--blue4)}
/* --- subtle brand motif in dark hero (echoes the ring) --- */
.hero.dark{position:relative;isolation:isolate}
.hero.dark>.wrap{position:relative;z-index:1}
.hero.dark::after{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;
  background:repeating-radial-gradient(circle at 88% 8%, rgba(125,211,248,.07) 0 1.5px, transparent 1.5px 46px);
  -webkit-mask-image:linear-gradient(120deg,transparent 40%,#000);mask-image:linear-gradient(120deg,transparent 40%,#000)}
.dark-bg{position:relative}
.dark-bg::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:repeating-radial-gradient(circle at 92% 12%, rgba(125,211,248,.05) 0 1.5px, transparent 1.5px 46px);
  -webkit-mask-image:linear-gradient(120deg,transparent 55%,#000);mask-image:linear-gradient(120deg,transparent 55%,#000)}
.dark-bg>.wrap{position:relative;z-index:1}

/* --- team photos --- */
.avatar.lg{width:96px;height:96px;font-size:28px}
.tphoto{width:96px;height:96px;border-radius:50%;object-fit:cover;object-position:center 15%;margin:0 auto 14px;display:block;border:3px solid var(--tint);box-shadow:var(--shadow-sm)}
.tcard .role{margin-top:0}
.avatar.sm{width:48px;height:48px;font-size:16px;margin:0 0 12px}
.tphoto.sm{width:48px;height:48px;border-radius:50%;object-fit:cover;object-position:center 15%;margin:0 0 12px;display:block;border:2px solid var(--tint)}

/* --- footer social --- */
.social{display:inline-flex;align-items:center;gap:8px;margin-top:14px;color:#9FB6CC;font-size:14px;font-weight:600}
.social:hover{color:var(--blue4)}
.social svg{width:20px;height:20px;fill:currentColor}

/* --- language toggle (links) --- */
.lang a{background:#fff;font-family:inherit;font-weight:700;font-size:12px;color:var(--slate5);padding:6px 10px;cursor:pointer;text-decoration:none;display:inline-block;line-height:1.5}
.lang a.on{background:var(--ink);color:#fff}